How to profit from our investment support

Assembled below is some helpful information to help you maximise your investments, whether they're featured on goinvestments or elsewhere.  It's well worth studying it all, in detail.  It won't guarantee the success of your investment choices, but it can definitely help reduce your risk of choosing investments which may be more likely to fail.

Assessing alternative investments

As alternative investments are very often unregulated, marketing literature cannot be relied upon and an investor's own due diligence is key.

The video below provides guidance on how to go about due diligence, helping you and your advisers to make sound judgements about prospective opportunities.

There are a number of steps you need to take to determine whether an investment opportunity is genuine, what level of risk is involved and what returns you can realistically expect.

What is financial risk?

In the short video below, you’ll learn about three specific areas:

  • Risk versus reward
  • The baseline value for risk and reward
  • What causes financial risk in a business

Assess your attitude to investment risk

The investments featured in our Investment Area are generally recognised to be high risk.

This independent questionnaire from Standard Life will provide you with a score that will help you understand your investment risk appetite and whether the investments are likely to be appropriate for you.

It's been developed by Oxford Risk, an independent team of leading psychology academics originating from Oxford University.

Use the risk assessment tool

Investment due diligence 101 tutorial guide

Investment due diligence requires asking tough questions, because what you don't know about an investment can hurt you!

Investment due diligence is what separates professional investors from novices.  Thoroughly investigating each investment, broker and money manager before handing over your money can protect you from catastrophic loss and help you make more profitable, informed investment decisions.  The primary objective of any due diligence checklist is to answer four basic questions:

  • What are the expected investment return characteristics?
  • What is the investment risk profile?
  • Are the people competent?
  • Are the people honest?

Unfortunately, performing investment due diligence isn't easy.  Investment styles vary widely, reporting results aren't standardised, and accessibility to key personnel so that you can get your questions answered can be difficult.

Read more about investment due diligence

The due diligence process

It's vital to undertake a full investigation of an investment product before the transaction takes place.

In this article are detailed steps for individual investors undertaking due diligence. 

Most are related to equities, but aspects of these considerations can apply to debt instruments, real estate and other investments as well.

Read more about investment due diligence

Which SIPP investment: six vital questions

Here are six questions you should ask about any SIPP, SSAS or cash investment, before you part with your money.

Written in an engaging style by an eminent actuary, ‘Which SIPP Investment’ has been arranged in the following sections:

  • An Introduction
  • Q1: Does this particular investment fit with my general strategy?
  • Q2: Do you understand your potential investment thoroughly, or are you willing to learn?
  • Q3: How much of your time does this investment require?
  • Q4: Do your SIPP investments benefit your non-pension income or taxes?
  • Q5: Do you have a due diligence plan?
  • Q6: Do I need advisors for any portion of this investment?
  • A Summary

Read more about investment due diligence